Agent

The GMFS Agent Referral Program was created to help banks and credit unions serve their customers’ long-term mortgage needs while reducing internal compliance and staffing burdens.

Business professionals shaking hands during a mortgage consultation or loan approval meeting at GMFS Partners.

With today’s ever-increasing regulatory environment—RESPA, HMDA, the Fair Lending Act, Dodd-Frank, and more—many institutions are stepping away from long-term mortgage offerings. The GMFS Agent Referral Program provides a solution: it allows your institution to give customers access to a full range of mortgage products without having to manage the complexities of origination, compliance, or additional staffing.

How It Works

Your institution refers mortgage opportunities to GMFS.
By performing a specified number of non-origination activities on each loan, your institution qualifies to receive a referral fee of up to 1% of the loan amount.
GMFS handles the origination, compliance, and servicing—while you maintain and strengthen your customer relationship.

Benefits to Your Institution

Customer retention by offering permanent financing solutions, protecting both deposit relationships and long-term lending opportunities.

Enhanced service—your customers receive superb care with a seamless process from application to closing.

New revenue stream through referral fees of up to 1% of the loan amount.

Expanded mortgage options for your customers without added compliance or staffing costs.